Funding Your Investment With A SIPP

You can now buy an overseas property using UK pension funds.

Investing in an Overseas Property has never been easier and the purchase can be funded through a tax efficient SIPP (Self-Invested Personal Pension). A SIPP also allows greater control as to where a pension fund is invested.

And the process is much easier than you may think! We have partnered with a number of the UK’s leading pension and investment experts to give the professional advice required to help guide investors through their options. They will deal with transferring any ‘frozen’ pensions from previous employment or businesses and/or funds from other personal pensions. All the investor has to do is select the property they require in their pension fund.

Contributions into a SIPP also attract tax relief up to 40% based upon an individual’s circumstances so this can increase the amount of funds available to invest in a prime resort property.

It is also possible to borrow additional funds against the value of the SIPP. Up to 50% of the net value of a SIPP can be borrowed to increase the overall fund for property investment. So, as an example, a fund that has a net value of £150,000 can be increased by 50%, or £75,000 to make a total fund of £225,000 available to invest in property.

The good news doesn’t end there as the property purchased through a SIPP should also benefit from future capital growth and rental income from participation in the Hotel Managed Rental scheme. This is the easy way of putting the SIPP property in the experienced and professional hands of the designated five star hotel partner and world-leading resort operator.